1. Claim is commenced by filing a demand for arbitration, not by the filing of a lawsuit.

2. Amount of Recovery is determined by agreement (settlement) or arbitration award.

3. An arbitration award is binding, up to the amount set forth in the Uninsured Motorist (UM) provisions of your auto policy.

4. In an Underinsured Motorist (UIM) claim, you must first recover the at-fault party's policy limits, in order to enable you to pursue your UIM coverage.

5. Technical mistakes in providing the insurer with notice, failing to make a timely demand for arbitration, failure to designate your arbitrator, etc. may jeopardize your claim.

You need to talk to an attorney who knows how to successfully navigate UM and UIM claims.

Contact William S. Wojcik, LTD. at 708-424-2121 or visit our website www.wojciklaw.com

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Disclaimer:  Your legal action is unique.  The foregoing is intended for general informational purposes only and is not intended to be a substitute for the legal advice of a licensed attorney.  You should consult an attorney regarding the particular facts and circumstances of your claim.  William S. Wojcik, Ltd. is a full service personal injury, medical negligence and workers’ compensation law firm.  You may contact us at 708-424-2121 or Wojciklaw.com.